health insurance barcelona

One of the most important considerations when relocating to Barcelona is how you will manage your health. While Spain boasts one of the best public healthcare systems in Europe and the world, gaining access to certain services can be a lengthy process. Waiting times for diagnostic procedures like X-rays and blood tests can stretch for weeks or even months, and securing an appointment with a specialist can prove to be an arduous task. This is particularly true for non-urgent or elective procedures.

The Spanish public healthcare system, known as CatSalut, is funded primarily through social security contributions, ensuring that most residents have access to essential medical care. However, the system’s focus on providing universal care can sometimes lead to extended waiting times for non-emergency services. This can be frustrating for individuals who require prompt diagnosis or treatment for their health concerns.

To address these limitations, many expats and residents in Barcelona choose to supplement their public healthcare coverage with private health insurance. This provides them with faster access to diagnostic procedures, specialist consultations, and elective surgeries. Private health insurance also often offers additional benefits, such as coverage for dental care and physiotherapy.

While private health insurance can be an excellent option for those seeking quicker access to healthcare services, it’s important to carefully evaluate the costs and benefits before making a decision. Premiums can vary significantly between different providers and policies, and it’s crucial to choose a plan that aligns with your specific needs and budget.

In addition to private health insurance, there are also a number of other options available for managing your health in Barcelona. These include:

  • Mutua Universal: This mutual society offers a range of healthcare services, including primary care, specialist consultations, and diagnostic tests. Membership fees are relatively affordable, making it a popular option for many expats.

  • Concerted Public Health Centers: These centers provide healthcare services through a combination of public and private providers. Waiting times are typically shorter than those in the public system, but fees may apply.

  • Direct Payment: For those who wish to avoid the complexities of insurance, it’s possible to pay directly for healthcare services at private clinics and hospitals. This option offers the most flexibility in terms of scheduling appointments and choosing providers, but it can also be the most expensive.

Ultimately, the best approach to managing your health in Barcelona depends on your individual circumstances, preferences, and budget. If you are generally healthy and require only basic medical care, the public healthcare system may be sufficient. However, if you have ongoing health concerns or require frequent specialist consultations, private health insurance or a combination of options may be a more suitable choice.

Additionally many people who apply for their NIE require private medical insurance.

Finding the right kind of insurance that covers your specific healthcare requirements can be difficult in your own country – let alone in a foreign country where you don’t speak with language. There are many factors to consider when making comparisons to different healthcare providers, and it can be difficult to understand which provider includes/excludes certain procedures, for example.

For this reason and due to the high level of enquiries we have had from our customers about good, affordable health insurance where they can speak with someone in English, we have established a collaboration with one of the most professional agents available in Barcelona. Representing SANITAS, one of the biggest insurance companies in Spain, our associates have many years of experience in all kinds of insurance and prides themselves in his high-level of customer care.

Why choose SANITAS health Insurance Barcelona?

  • Sanitas belongs to Bupa Group, the world-leading international healthcare group.
  • Sanitas has focused exclusively on healthcare for more than 60 years and has 1.5 million customers.
  • With Sanitas I have the backing of a market leading company and specialist in healthcare.
  • I have a comprehensive helpline, service, with Sanitas 24 hours in emergency service.
  • Sanitas provides national cover, with more than 50,000 medical professionals and 4,200 medical centres.
  • Option to carry out procedures online via the Sanitas app, more conveniently and without needing to travel.

In addition, it has Sanitas centres and hospitals exclusively for its customers.

Additional advantages:

  • Primary care and specialities.
    • Diagnostic tests.
    • Therapeutic methods.
    • Surgery and hospitalisation.
    • Emergencies on trips abroad.
    • Second opinion from international experts in your case.
    • Medical care and emergencies at home.
    • Dental 21 cover: more than 30 services included.
    • 24 hr emergencies video consultation.
    • Digital Health Programs.
    • Repatriation coverage.

If you would like to speak with an English-speaking consultant about your private medical insurance requirements,

please fill out the form below and we would be happy to put you in touch with them.

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